The World's First
AI-Native Financial Layer

Money moves at the speed of your voice

Send money with just your X username — no address, no bank account, no complexity. One voice command. One confirmation. Done.

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CAW CASH Personal AI wallet · voice payments
CAW CASH Business EC & SME · Low fees · Pricing
CAW CASH API RESTful · Integrate anywhere
Contact Us Partnerships · Press · API access
The three things that matter

Fees, features, security — for you, or your business.

Fees

Everyday sends cost pennies — just a small network fee, a fraction of what banks and cards charge.

Features

Send by voice or text to any @X username — no wallet address to copy. Plus receive links, contacts, instant swap, and full history.

Security

Your wallet, your keys. Unlock with Face ID. Non-custodial — no one can freeze or touch your money. Dollars are held as USDC on Base.

What is CAW CASH

The AI app
for the next era of money

CAW CASH merges AI, voice interaction, and crypto rails into one seamless experience. Your wallet that listens — and acts.

0
Bank accounts needed
1
Voice command to send
1%
Typical fee to send
24/7
AI always on
How it works
01
Sign in with X
One tap OAuth. No seed phrases on day one. Your X identity is your CAW CASH identity.
02
Talk to your wallet
"Send 50 USD to @alice." The AI resolves the contact, builds the transaction, shows a confirm card.
03
Confirm & done
One tap to approve. Your savings vs. bank wire shown instantly. Share the receipt to X.
The New Address

Your @username
is your wallet

Forget 42-character wallet addresses. Forget bank account numbers and routing codes.

In the CAW CASH world, your handle is your address. Send money to anyone, anywhere — the same way you'd mention them online.

Before
0x7f3a9c2b1d4e8f0a
b3c5d6e7f8a9b0c1
d2e3f4a5
Error-prone · Impossible to remember
Now
@alice
Simple · Memorable · Yours
Say it
"Send $50 to @bob"
AI resolves
Handle → wallet, instantly
Confirm
One tap. Money sent.
Features

Everything your bank
wishes it could do

Send
Voice or text. USD on any chain. Instant confirmation with smart undo timer.
Receive
QR or link. Works even for users who haven't joined CAW CASH yet.
Pay
Scan. AI reads amount and destination. Approve in under three seconds.
Swap
Cross-chain best-rate routing. No app switching. Fully in-HUD.
Contacts
AES-GCM encrypted, cloud-synced. Your addresses. Your keys. Your data.
History
Full transaction log with smart filters. Let the AI summarize your activity.
AI Interface
CAW
CAW CASH
PERSONAL
AVAILABLE BALANCE
42,069$ USD
🎙 Listening…
“Send $100 to @alice”
Sent
100 USD → @alice
→ SEND
To@alice
They receive100.00 USD
You pay100.81 USD
Fee0.81 USD
⇄ SWAP
From50 USD
To~0.0148 ETH
Rate1 ETH = 3,380 USD
Fee0.3%
Preparing signature…
Broadcasting…
Confirming…
Connected as @cawdecoded
TALK TO AI

Your wallet understands
natural language

Just say what you want. The AI handles intent recognition, contact resolution, and transaction building — you just confirm.

I
Intent Recognition
Understands names, amounts, networks — in any order, any phrasing.
II
Voice First
Speak. Confirm. Done. Faster than any keyboard ever could be.
III
Always Secure
Nothing moves without confirmation. Every transaction has a 5-second undo window.
Built to be trusted

Your money. Your keys.
Nobody else's.

Self-custody

Non-custodial — your wallet, your keys. No one, not even us, can freeze or seize your money.

Face ID unlock

A passkey on your device — no password to steal, no seed phrase to lose.

Real dollars on Base

Your balance is USDC on Base — verifiable on-chain. Not an IOU.

You always confirm

Nothing moves until you approve it — every transaction, every time.

Open protocol

Auditable and permissionless. Your money is never locked to us.

Instant, final settlement

On-chain in seconds — irreversible, with no chargebacks for merchants.

Personal Finance

Ready to use
your AI wallet?

No download. No bank account. Open in any browser — and start sending in seconds.

Open App
For Business
For Online Stores & SMEs

Sell globally.
Keep everything.

For indie stores, EC shops, and small businesses — CAW replaces payment processors with a direct crypto checkout. A flat 1% for merchants — a third of card fees. No chargebacks. No borders.

EC & Online Store Checkout
Accept USD from any buyer, anywhere.
Flat 1%. Instant settlement.
1%
Transaction fee
$0
Chargebacks forever
<3s
Settlement time
180+
Countries supported
How it works
01
Create a payment link
One API call. Pass the amount, description, and your wallet address. Get back a payment URL and QR code.
02
Customer pays
Share the URL or display the QR. Your customer sends USD on Base network. No account required on their end.
03
Funds arrive
USD lands in your wallet directly. Webhook fires immediately. No intermediary holds your money.
Features
What you get

Built for online
selling.

Instant Settlement
USD lands in your wallet in under 3 seconds on Base network. No T+2 delays. No holds. Non-custodial.
Webhook Notifications
HMAC-SHA256 signed webhooks fire the moment payment is confirmed. Automate order fulfillment with confidence.
QR Code Included
Every payment link comes with a QR code. Perfect for in-person checkout, invoices, or printed receipts.
Global by Default
Accept payments from 180+ countries. No currency conversion needed. USD is USD everywhere.
Zero Chargebacks
Blockchain transactions are irreversible. No disputed charges. No chargeback fraud. Your revenue is safe.
Configurable Expiry
Set link expiry from 15 minutes to 7 days. Expired links auto-cancel. Build time-sensitive pricing windows.
Pricing
Simple pricing

Keep 99%
of every sale.

A flat 1% per transaction — a third of what card processors charge. No monthly fees, no setup, no chargebacks. Your customers pay nothing extra.

CAW CASH Business
Merchant Fee
1%
flat, per transaction
Just 1% per transaction
No monthly fee
No setup fee
No chargebacks, ever
Instant settlement
Your customers pay nothing extra.
vs. Traditional
Stripe
2.9%
+ $0.30 per transaction
× $319 in fees on $10k/month
× Chargeback risk
× T+2 settlement delay
× Geographic restrictions
× Account freezes
Developer API

Build on CAW

RESTful JSON API. Authenticate once. Send USD globally, generate payment links, run batch payroll — directly from your backend. No bank integration required.

// Send USDC via API
POST worker.caw.cash/api/send
X-CAW-API-Key: sk_live_xxxx

{
  "to":     "@alice",
  "amount": 100,
  "token":  "USDC"
}

// 200 OK — settled in <3s
{
  "txHash": "0xd4f3...",
  "status": "confirmed",
  "fee":    0
}
Get API Access on X Full API Reference →
The CAW CASH Ecosystem
The CAW CASH Ecosystem

Three products.
One financial layer.

From personal wallet to online store checkout — CAW CASH is a full-stack financial platform built on crypto rails. Each product interoperates seamlessly.

Consumer App — B2C
CAW CASH Personal
The AI-powered crypto app. Voice commands handle everything — send, receive, swap, split, schedule. No bank. No complexity. One app for all your money.
app.caw.cash
Open App →
Merchant Payments — B2B
CAW CASH Business
Accept USD from any customer, anywhere. Create payment links and QR codes via API. Just 1% per transaction, instant settlement, zero chargebacks, 180+ countries.
caw.cash
Learn More →
Developer Platform
CAW CASH API
The unified developer gateway. RESTful API to send tokens, query balances, manage contacts, and access the full CAW CASH infrastructure. Full documentation and sandbox available.
caw.cash/api
API Docs →
Get Started

The future of money
is already here

No download. No bank. No complexity. Open in any browser, on any device.

Open CAW CASH Developer API →
Community

Built in public.
Operated by AI.

CAW is an open protocol. Follow on X for updates, product releases, and to connect with the community.

Follow on X Open App